Are You Confident In Your Retirement Plan?Effective Strategies Beyond Your Pension, 401k's, 403b/457’s & IRA's
★ Steady Growth ★ Zero Market Risk
★ Guaranteed Income ★ Total Peace of Mind
★ Guaranteed Income ★ Total Peace of Mind
Are you relying on a corporate, public pension, 401k, or eager to grow your retirement tax-free?
What if you had a strategy to go along with your current plan that guarantees an additional steady income, protects your savings from the unknown, and gives you total peace of mind for the future?
Is Your Retirement Through CALPERS/CALSTRS? Discover an Additional Way To Fill The Income Gap.
Relying solely on CALPERS/CALSTRS might leave your retirement exposed to income gaps, and rising taxes. Imagine a plan that offers peace of mind & lifetime income in addition to your pension—no matter what the market does. Enjoy benefits such as...
Continued Growth
With our plans, your savings grow steadily, without market risk. Picture a portion of your retirement increasing—even when the market moves—giving you safety that feels rock solid.Downside Protection
Imagine never having to worry about the ups and downs of the economy. Your savings are fully protected, ensuring you won’t lose what you’ve worked so hard to save.Guaranteed Income
An additional paycheck for life—whether you’re 65 or 95, there are lifetime guaranteed income options, so you can count on consistency, no matter what.Flexibility
Our solutions offer flexibility. Need extra money for a big life event? Want to adjust your disbursements? These options can work alongside your pension, offering the flexibility that fits your lifestyle.Legacy for Loved Ones
What happens to your savings when you’re gone? Unlike traditional pensions, our plans include a death benefit, so whatever is left over will be passed on to a beneficiary of your choice—giving your family peace of mind and security.
COMPARE AND SEE THE DIFFERENCE:
| CALPERS/CALSTRS | Our Solutions |
|---|---|
| Provides fixed monthly payments based on years of service and salary. | Yes, offers options for guaranteed income streams, including lifetime income. |
| CALPERS/CALSTRS | Our Solutions |
|---|---|
| Growth is limited to defined benefit formulas; may not keep pace with inflation. | Potential for steady growth with fixed interest or index-linked options, while protecting your principal. |
| CALPERS/CALSTRS | Our Solutions |
|---|---|
| Typically, benefits cease upon death or offer reduced spousal benefits if selected. | Includes death benefits; remaining funds can be passed on to beneficiaries. |
| CALPERS/CALSTRS | Our Solutions |
|---|---|
| Contributions may be taxed in the future; benefits are taxable upon receipt. | Both "tax-me-now" and "tax-me-later" plans; Cover taxes upon withdrawal or as you contribute. |
Schedule a Free Review & Retirement Strategy Session
Don’t limit your potential and risk the future. We can help you build a secure, flexible retirement.
Got a 401k or Traditional IRA? Nearing Retirement? Discover How to Grow and Protect Your Money with No Market Risk!
Worried about the market’s rollercoaster? You’re not alone. With retirement around the corner, now’s the
time to secure your hard-earned money and keep growing it. Imagine a plan where you’re protected from
market crashes, and your savings keep growing no matter what. Here’s how you can take control of your retirement.
time to secure your hard-earned money and keep growing it. Imagine a plan where you’re protected from
market crashes, and your savings keep growing no matter what. Here’s how you can take control of your retirement.
Key Benefits
No Market Risk
Picture your savings untouched, even during a market crash. That’s the security we offer—your principal is protected, so you can rest easy.
Growth Potential
Feel the satisfaction of watching your savings grow, year after year, without the risk of losing it in a downturn.
Guaranteed Income
Imagine receiving a steady paycheck every month, for the rest of your life, no matter how long you live or what happens to the economy.
Tax Advantages
Enjoy watching your wealth grow tax-deferred—keeping more of your money in your pocket.
Leave a Legacy
Whatever’s left in your account will go to your loved ones, ensuring your family is taken care of when you’re no longer around.
Live Your Retirement Worry Free
Do What You want, When You Want To!
To learn more about the specific retirement options available to you, schedule a free consultation with our
financial advisors. We'll help you assess your individual needs and recommend the best solutions for your
retirement goals.
financial advisors. We'll help you assess your individual needs and recommend the best solutions for your
retirement goals.
Explore Your Options!
Discover the peace of mind that comes with exploring alternative options.
Rising Taxes Could Eat Away at Your Retirement Savings. Let’s Protect Your Income Instead.
Imagine retiring and realizing the government is taking a big chunk of your hard-earned money in taxes. It’s a harsh reality, but you can take steps today to protect yourself from future tax hikes.
Here's how you can keep more of your money in your own pocket.
Consider Lesser Known Strategies:
Permanent Life Insurance
Think of this as your hidden financial toolbox—allowing your savings to grow tax-deferred and giving you access to tax-free withdrawals or loans when you need them.Roth Conversions
Imagine paying taxes now and enjoying tax-free withdrawals later. We’ll show you how to turn your 401k or IRA into a tax-free income stream.
Benefits of These Strategies:
Don't Wait To Take Control of Your Retirement!
Schedule a free consultation with one of our advisors to explore these tax-saving strategies. Together, we'll craft a personalized retirement plan tailored to your goals and financial situation.
Don’t let rising taxes drain your retirement savings. Secure a tax-free retirement and keep more of what you’ve earned.
Don’t let rising taxes drain your retirement savings. Secure a tax-free retirement and keep more of what you’ve earned.
Avoid Probate and Secure Your Family's Future with Life Insurance
& Estate Planning
What would happen to your family if you weren’t around tomorrow? Life insurance and
estate planning are the two most important tools for protecting your loved ones. Imagine
the peace of mind knowing your family will be taken care of—no matter what the future holds.
estate planning are the two most important tools for protecting your loved ones. Imagine
the peace of mind knowing your family will be taken care of—no matter what the future holds.
By investing in these strategies, you can:
01.
Provide for Your Family
Your family gets a guaranteed payout to cover expenses and debts, ensuring they stay on solid ground after you’re gone.02.
Protect Your Assets
Avoid the headaches of probate and high estate taxes by planning how your assets will be passed down, exactly as you wish.03.
Prepare for the Unexpected
Life insurance with living benefits can help cover long-term care costs or major medical expenses, taking the pressure off your family.04.
Leave a Legacy
Pass down your hard-earned wealth, real estate, or family business with a plan that protects your legacy for future generations.
Get a personalized plan that not only secures your family’s future but also passes on your legacy.
Protect Your Family’s Future!
Schedule Your Consultation Now!
Maximize Your Medicare Benefits:
Find the Best Plan for You
Turning 65 or already on Medicare? With so many choices—Medicare Supplements,
Advantage Plans, and Prescription Drug Plans—it can be overwhelming. Let’s simplify it. Imagine
knowing exactly what’s covered and never worrying about out-of-pocket costs again.
Advantage Plans, and Prescription Drug Plans—it can be overwhelming. Let’s simplify it. Imagine
knowing exactly what’s covered and never worrying about out-of-pocket costs again.
We Specialize In:
Medicare Supplements (Medigap)
Fill the gaps in your Medicare plan so you never have to worry about unexpected medical bills again.Medicare Advantage
(Part C)
Get more coverage, including dental and vision, and enjoy extra perks that Original Medicare doesn’t offer.Medicare Part D (Prescription Drug Plans)
Stay covered for the medications you need at a price you can afford.
Get a Free Medicare Plan Review
Whether you're new to Medicare or want to compare your current plan options, our personalized review will help you find a plan that fits your needs—at no cost to you. Let us guide you through the process and ensure you're getting the maximum mileage from your health plan.
Relax and let us handle the details.
Schedule now to ensure you're covered with the best plan at the most affordable rate.
Have Confidence In Your Financial Future!
Uncertainty, taxes, and market risk don’t have to define your retirement. Let’s create a strategy that puts you in control. You’ve worked too hard for your future—let’s make sure it’s as secure as possible.
Disclaimer
By scheduling an appointment, you understand that a licensed insurance agent, may call or email you to discuss Retirement Plans, Insurance Plans, Prescription Drug Plans, and/or Medicare Supplement Insurance. Calls may be made by call, text (if applicable), or in-person (if applicable). Calls are for the purpose of scheduling consultations. Cellular carrier charges may apply. Providing permission does not impact eligibility to enroll or the provision of services. You can change permission preferences at any time by contacting (818) 209-1858. This is a solicitation to provide insurance and annuity solutions.
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